What does private health insurance cover in Australia?

Private health insurance in Australia covers a range of treatments and services including hospital care, medical treatment and prescription medications. It also offers coverage for ambulance transportation and inpatient psychiatric care. Extras cover for services such as dental and physiotherapy can also be included, as well as vaccinations in some cases. Private health insurance does not always cover the full cost of treatment, so it is important to check with your insurer before you undergo any procedure.

What factors should I consider when choosing private health insurance?

When choosing private health insurance, there are a number of factors to consider, such as the level of coverage you need, the premium you are willing to pay, the extra coverages that are available and any exclusions or waiting periods that may apply. You should also consider whether you want to choose an insurance company that is part of the Australian Private Health Insurance Association (APRA). Comparing policies from different providers can be very helpful in finding the one that best suits your needs.

What is the Australian Private Health Insurance Association?

The Australian Private Health Insurance Association (APRA) is an organisation that represents the private health insurance industry in Australia. It provides some consumer protections, such as the right to appeal decisions made by your insurer. The APRA also sets standards for the industry and provides information to the public about private health insurance.

What are some of the largest private health insurance companies in Australia?

Some of the largest private health insurance companies in Australia include Bupa, Medibank Private, NIB, Australian Unity and HCF. These insurers offer a range of policies with different levels of coverage, so it is important to compare them before you decide on a policy.

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We’ll help you choose the right policy for your budget and needs.

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So, What is Private Health Insurance?

Are you looking to invest in private health insurance? Want to know what options are available for you? Need an experienced hand to guide you through the range of options? Well, you’ve come to the right place! At Aussie Protect, we help thousands of Australians across the country choose the right private insurance cover for their needs and budgetary requirements.

Private health insurance is a type of health insurance that is offered to individuals and families. It is usually bought through an insurance company and it helps to cover the costs of medical care. Depending on your policy, you can be covered for all sorts of treatments including:

Hospital care
Medical treatments
Prescription medications
Chiropractic
Psychiatric care
Physiotherapy
Dental
Ambulance transportation
Optical

And more!

Some policies even cover gym memberships, nutritionist consultations and skin cancer screenings! With a multitude of options available, it’s important to choose the right policy to fit your requirements. That’s where we come in!

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How We Can Help

At Aussie Protect, we compare private health insurance policies from all the major providers in Australia. Our consultants will help you review plans, products and policies and filter your options based on what's important to you. All you have to do is simply choose your policy and enjoy the savings!

Throughout our 20-plus years in the industry, we have developed strong relationships with insurers around the country, which allows us to showcase a great range of exclusive deals and products. We understand that choosing the right private health insurance policy can be a daunting task. There are so many options available, and it can be difficult to know where to begin. That's why we've made it our mission to help Australians have access to the best in private health insurance policies.

We’ve done the hard work analysing policies so that you don’t need to. We can offer you great cover from a range of different providers and help you make an informed decision.

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Frequently Asked Questions

What does private health insurance cover in Australia?

Private health insurance in Australia covers a range of treatments and services including hospital care, medical treatment and prescription medications. It also offers coverage for ambulance transportation and inpatient psychiatric care. Extras cover for services such as dental and physiotherapy can also be included, as well as vaccinations in some cases. Private health insurance does not always cover the full cost of treatment, so it is important to check with your insurer before you undergo any procedure.
What factors should I consider when choosing private health insurance?

When choosing private health insurance, there are a number of factors to consider, such as the level of coverage you need, the premium you are willing to pay, the extra coverages that are available and any exclusions or waiting periods that may apply. You should also consider whether you want to choose an insurance company that is part of the Australian Private Health Insurance Association (APRA). Comparing policies from different providers can be very helpful in finding the one that best suits your needs.
What is the Australian Private Health Insurance Association?

The Australian Private Health Insurance Association (APRA) is an organisation that represents the private health insurance industry in Australia. It provides some consumer protections, such as the right to appeal decisions made by your insurer. The APRA also sets standards for the industry and provides information to the public about private health insurance.
What are some of the largest private health insurance companies in Australia?

Some of the largest private health insurance companies in Australia include Bupa, Medibank Private, NIB, Australian Unity and HCF. These insurers offer a range of policies with different levels of coverage, so it is important to compare them before you decide on a policy.

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Review Your Current Policy

So, you’ve already got an existing private health insurance policy? If you've had the same private health insurance policy for a while, it might be worth looking a little deeper to compare what else is available on the market.

At Aussie Protect, we can help you compare your existing policy with new options to potentially save you money on your premium. We pride ourselves on being able to find better deals for our customers—but if we find that you’re already on the best deal available, we’ll be honest and tell to stay exactly where you are.

If you're interested in seeing what else is out there, have a chat with us today. Who knows, you might just find a policy that better suits your needs!

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Save Money on Your Policy

Want to save money on your health insurance premiums? Contact us today! We can guide you through a range of policies that can be tailored to your specific needs, meaning you only pay for the cover you need. And because we’re 100% Australian owned and operated, you can rest assured you’re speaking with professionals.

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Purchase a New Policy

We understand that everyone's needs are different, which is why we offer a range of policy options. Whether you're looking for basic or comprehensive cover, we can find a policy that's right for you.

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Compare Policies

If you're like most people, you want to find the best health insurance policy to fit your needs. But with so many options out there, it can be tough to know where to start. That's where we come in. We can help you compare health insurance policies from a range of different providers, so you can find the right one for you.

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Increase Your Level of Cover

Optical, chiro, dental, remedial massage—we’re here to help you with increasing your level of coverage so you can have peace of mind knowing you’re covered should the unexpected happen.

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Adding Extras

Our professional team based in Australia can assist you with adding extras to your private insurance policy. We can help you with adjusting your policy to include everything from dental and physio to optical coverage.

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Decrease Your Level of Cover

Does your current health insurance policy include things you’re unlikely to use, like podiatry? Leave it to us! We can assist you with personalising your insurance policy so you’re not paying for options you don’t need.

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Are You Confused?

Not sure where to start? Get in touch with us today! We’ll happily lend our expertise to assist you with any questions you may have, whether you’re looking to purchase a new health insurance policy or want to increase the coverage of your existing one.

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